Workers across the country face difficulties making ends meet; the same is true in Washington State. Two years ago, in an attempt to help the minimum wage keep pace with increased cost of living, voters in Washington State approved Initiative 1433. While that provided a much-need- ed boost to the state’s minimum wage, workers and their families continue to struggle with a wage that doesn’t allow them to meet all of their needs.
It’s Shark Week! While ocean going sharks will be in the spotlight, it’s the predatory payday loan sharks that are the real danger in our neighborhoods.
This year, we’ve got a chance to build a lifeboat to keep our families out of harm’s way with new proposed rules from the Consumer Financial Protection Bureau. The only problem is that the boat is full of holes, and a leaky boat won’t keep the loan sharks at bay.
On June 2, in Kansas City, MO the Consumer Financial Protection Bureau (CFPB) will finally release their proposed rules for the payday loan industry. We’ve been fighting for this day for years and are thrilled it’s arrived. But this isn’t the end of the fight. It’s another beginning.
This opinion piece by Libero Della Piana was written for OtherWords and appeared in Truthout.
At 36, Marcus White has spent half of his life in prison. Today he’s no longer behind bars, but now he’s imprisoned by something else: debt.
When White was sentenced, he was saddled with $5,800 in criminal fines and fees. By the time he was released, he was stunned to learn that with interest, his debt had grown to $15,000 — and continues to grow even now.
That debt isn’t just a drag on White’s finances. It’s a drag on his right to vote.
White’s not alone. More than 50 years after the 24th Amendment made poll taxes unconstitutional in the United States, formerly incarcerated people in at least 30 states are still barred from voting because they’re unable to fully pay their court-related fines and fees.Continue reading “Free From Jail, Imprisoned by Debt”
For Immediate Release
April 15, 2016
Kathy Mulady, firstname.lastname@example.org
Jacob Swenson-Lengyel, email@example.com
Community Organizing Groups Applaud FHFA Principal Reduction Policy
Yesterday, the Fair Housing Finance Agency announced a principal reduction modification program that will help up to 33,000 borrowers. In response, Alliance for a Just Society and National People’s Action released the following statement:
“The Alliance for a Just Society and National People’s Action applaud the Fair Housing Finance Agency (FHFA) for beginning to provide relief to thousands of families trapped in underwater mortgages.
A change in funding at state colleges and universities is starting to change who makes up the student body. In-state students, even with perfect grades and impressive lists of extra-curricular activities, are being passed over in favor of out-of-state students willing to pay three times the tuition.
A scathing report last month accused the California State University system of admitting too many out-of-state students, and reducing opportunities for California residents to attend college in their own state.
As the election season picks up steam, the matter of voting rights is making its way back into the mainstream media. Voters need to have their voices, and their votes counted. However, many of the newest congressional districts have been drawn in a way that limits the voice and voting power of people of color, which has repercussions for our democracy beyond the violation of personal rights.
Gerrymandering is the deliberate manipulation of district lines in favor of one party or class. It’s partially to blame for our current political climate. Gerrymandering not only creates extreme polarization and weakens the votes of moderates and minorities, it also reinforces racial stereotyping and housing segregation. Politicians capitalize on this disparity by creating fewer districts with high concentrations of minorities to erode representative power of people of color at both the state and federal level.
The Alliance for a Just Society released the following statement from Executive Director LeeAnn Hall in response to Tuesday’s 4-4 Supreme Court verdict in the Friedrichs v. California Teachers Association case. The decision lets stand a lower court ruling upholding public sector unions’ ability to collect “fair share” fees to cover the costs of collective bargaining:
Debt-Trap Debbie needs to stop shilling for predatory payday lenders who siphon $8 billion in fees and interest each year from those who can least afford it.
That was the message delivered this week to Florida Rep. Debbie Wasserman Schultz’s doorstep at the Democratic National Committee, which she chairs, by a hundred grassroots leaders from National People’s Action, Alliance for a Just Society, USAction, and allies.
Decrying the “Sharknado” of debt brought on by the loan shark industry, the leaders arrived with more than 13,000 signatures calling on Wasserman Schultz to stop accepting money from the payday lending industry and stop sponsoring legislation that prioritizes predatory lenders over everyday families.Continue reading “Debt-Trap Debbie Swimming With the Loan Sharks”