New State Health Insurance Exchange Rules Must Be Strengthened

Earlier this summer, the Department of Health and Human Services (HHS) released a preliminary set of regulations that instruct states in the development of their new health insurance marketplaces, also called exchanges. These rules govern all aspects of how the exchanges are run and are a key mechanism for reigning in health insurance company profiteering.Continue reading “New State Health Insurance Exchange Rules Must Be Strengthened”

Association Health Plans: Good or Bad for Small Business?

Changes are finally coming to states’ health insurance marketplaces. For small businesses, these changes can’t come soon enough. New rules prohibiting discrimination and strengthening oversight of rate increases will protect small businesses from rate shocks. A guaranteed essential benefits package will provide assurance of a minimum level of coverage. And new state insurance exchanges willContinue reading “Association Health Plans: Good or Bad for Small Business?”

Establishing State Exchanges that Serve People, Not Insurance Profits

Health care reform, if fully realized, will provide health insurance coverage for an additional 30 million people in America. One of the main ways this will happen is through the creation of centralized health insurance marketplaces, or “state exchanges.” If set up properly and well, people without insurance will be able to go to theirContinue reading “Establishing State Exchanges that Serve People, Not Insurance Profits”

On Language Access, Holding HHS Accountable to People, Not Insurance Companies

The Department of Health and Human Services (HHS) is currently creating the regulations that basically put the meat on the bones of this country’s health care reform law. It is the outcome of these rule-making decisions that will determine the success, or failure, of reform. NWFCO, with the Health Rights Organizing Project, has been weighingContinue reading “On Language Access, Holding HHS Accountable to People, Not Insurance Companies”